Create a payment#

Create your first payment#

This page gives you an overview of the payment types we support and introduces Billing Requests, our fastest way of creating and managing payments.

Payment types#

We specialise in bank payments and offer several types of payment:

• Recurring and one-off payments via Direct Debit: This is the most flexible way to collect payments. Your customers complete a mandate, then you can collect payments as agreed with the customer.

• One-off payments via Pay By Bank: This is the fastest way to collect payments, with confirmation of collection within minutes of the customer giving authorisation. However, it requires authorisation from the payer each time.

• Instant first payment and Direct Debit mandate set up: This allows you to take an instant first payment while setting up a mandate to take subsequent payments.

Using Billing Requests to create payments#

The simplest way to create any payment is with a Billing Request.

A Billing Request brings all the parts of a payment together. It combines the customer, their authorisation, their bank details, and the payment details into a single, manageable object. Using them makes it easy to handle everything from recurring payments to one-off payments.

They also offer access to our latest open banking payments (Pay By Bank) and products.

How to create payments#

Create mandates to collect ad-hoc one-off or recurring payments

Collect customers' bank details for future payments.

Learn more →

Instant one-off payments

Collect a one-time payment much faster than the typical Direct Debit timeline.

Learn more →

First instant payment and mandate set up

Take a first-time instant payment (e.g. joining fee) with a mandate set up for subsequent payments.

Learn more →

Next steps#