Local Bank Details#

Most European countries accept IBAN as the primary format. You can optionally supply a country_code alongside the IBAN — if provided, it must match the country prefix of the IBAN.

The currency defaults to the country's primary currency. If you are collecting SEPA payments from a GB IBAN, explicitly pass currency: "EUR".

Note: IBANs are not supported for AUD (Australia) or SEK (Sweden) — you must use local bank details for those currencies.

{
  "customer_bank_accounts": {
    "iban": "GB60 BARC 2000 0055 7799 11"
  }
}

See individual country entries below for local format alternatives.

Supply a 6–8 digit account_number and a 6 digit branch_code (sort code).

{
  "country_code": "GB",
  "account_number": "55779911",
  "branch_code": "200000"
}

The sort code can be supplied with or without hyphens (e.g. 20-00-00 or 200000).

Supply a 5–9 digit account_number and a 6 digit branch_code (BSB number). IBAN is not supported for AUD.

{
  "country_code": "AU",
  "account_number": "0123456789",
  "branch_code": "012345"
}

The BSB number can be supplied with or without a hyphen (e.g. 012-345 or 012345).

Supply a 9 digit bank_code (routing number), an account_number of up to 17 digits, and an account_type of either "checking" or "savings". IBAN is not supported for USD.

{
  "country_code": "US",
  "account_number": "2715500356",
  "bank_code": "026073150",
  "account_type": "checking"
}

The routing number must be exactly 9 digits.

Supply a 2–3 digit bank_code (Financial Institution Number / FIN), a 5 digit branch_code (Branch Transit Number), and a 7–12 digit account_number.

{
  "country_code": "CA",
  "account_number": "1234567",
  "bank_code": "0003",
  "branch_code": "00006"
}

The bank code should be supplied without leading zeros where applicable.

Supply a 4–5 digit branch_code (clearingnummer) and an account_number of up to 10 digits (kontonummer). IBAN is not supported for SEK.

{
  "country_code": "SE",
  "account_number": "1234512",
  "branch_code": "5527"
}

The clearingnummer uniquely identifies the bank branch.

Supply a 2 digit bank_code, a 4 digit branch_code, and an account_number consisting of 7 digits plus a 2–3 digit suffix, concatenated with a hyphen (e.g. 0123456-89). IBAN is not supported for NZD.

{
  "country_code": "NZ",
  "account_number": "0123456-89",
  "branch_code": "0123",
  "bank_code": "01"
}

The full New Zealand bank account number format is: BB-bbbb-AAAAAAA-SSS.

Supply a 2–4 digit bank_code (registreringsnummer) and a 9–10 digit account_number (kontonummer). Alternatively, you can supply the bank code embedded in the account_number field, separated by a hyphen or space.

{
  "country_code": "DK",
  "account_number": "3179681",
  "bank_code": "345"
}

The registreringsnummer identifies the specific bank branch.

Supply a 4–11 digit account_number (Kontonummer) and a 5 digit bank_code (Bankleitzahl). IBAN is the more common format for Austria.

{
  "country_code": "AT",
  "account_number": "234573201",
  "bank_code": "19043"
}

Using IBAN is recommended where possible for Austrian accounts.

Supply only the account_number (Rekeningnummer / Numéro de compte). The first 3 digits of the account number identify the bank. IBAN is also accepted.

{
  "country_code": "BE",
  "account_number": "539-0075470-34"
}

The account number can be supplied with or without hyphens.

Supply a 5 digit bank_code (Code banque), a 5 digit branch_code (Code guichet), and an account_number of up to 11 digits including 2 check digits (Clé RIB).

French overseas departments and territories (DOMs/TOMs) use the same format with their respective ISO country codes: GF, GP, MQ, YT, RE, BL, MF, PM.

{
  "country_code": "FR",
  "account_number": "123456789 11",
  "bank_code": "30004",
  "branch_code": "00001"
}

Together these form the RIB (Relevé d'Identité Bancaire).

Supply a 1–10 digit account_number (Kontonummer) and an 8 digit bank_code (Bankleitzahl). IBAN is also accepted.

{
  "country_code": "DE",
  "account_number": "532013000",
  "bank_code": "37040044"
}

The Bankleitzahl (BLZ) identifies the bank and branch.

Supply a 6 digit branch_code (sort code) and a 6–8 digit account_number. IBAN is also accepted.

{
  "country_code": "IE",
  "account_number": "29823529",
  "branch_code": "90-21-27"
}

The sort code can be supplied with or without hyphens.

Supply a 5 digit bank_code (Codice ABI), a 5 digit branch_code (CAB), and an account_number of up to 12 digits. IBAN is preferred for Italy.

{
  "country_code": "IT",
  "account_number": "123456",
  "bank_code": "05428",
  "branch_code": "11101"
}

Together with the check character and country code, these form the BBAN component of the Italian IBAN.

Supply a 4 character bank_code and an account_number (Rekeningnummer) of up to 10 digits. Most Dutch customers will know their IBAN rather than local details.

{
  "country_code": "NL",
  "account_number": "0417164300",
  "bank_code": "ABNA"
}

Using IBAN is recommended for Dutch accounts.

Supply a 4 digit bank_code (código de entidad), a 4 digit branch_code (código de oficina), and a 10 digit account_number (número de cuenta with 2 check digits prepended). Alternatively, you can supply all components in the account_number field as the Código Cuenta Cliente (CCC).

{
  "country_code": "ES",
  "account_number": "45 0200051332",
  "bank_code": "2100",
  "branch_code": "0418"
}

The CCC format is: BBBB-OOOO-CC-AAAAAAAAAA (bank + office + check digits + account).

Supply an account_number of up to 14 digits. Note that IBAN replaced local account details in Estonia in 2014, so most customers will have an IBAN.

{
  "country_code": "EE",
  "account_number": "221020145685"
}

Using IBAN is strongly recommended for Estonian accounts.

Supply a 4 character bank_code and a 13 digit account_number. Note that IBAN replaced local account details in Latvia in 2005.

{
  "country_code": "LV",
  "account_number": "0000435195001",
  "bank_code": "LACB"
}

Using IBAN is strongly recommended for Latvian accounts.

Supply a 5 digit bank_code and an 11 digit account_number. Note that IBAN replaced local account details in Lithuania in 2004.

{
  "country_code": "LT",
  "account_number": "11101001000",
  "bank_code": "10000"
}

Using IBAN is strongly recommended for Lithuanian accounts.

Supply a 4 digit bank_code (Kód banky) and an account_number consisting of an optional prefix (Předčíslí, up to 6 digits) followed by the account number (Číslo účtu, up to 8 digits), concatenated together. The traditional written format is pppppp-aaaaaaaaaa/bbbb.

{
  "country_code": "SK",
  "account_number": "198742637541",
  "bank_code": "1200"
}

IBAN is also widely used in Slovakia.

Supply a 5 digit bank_code and an account_number of up to 10 digits. IBAN is also accepted.

{
  "country_code": "SI",
  "account_number": "123438",
  "bank_code": "19100"
}

Using IBAN is recommended for Slovenian accounts.

Supply a 5 digit branch_code (sort code) and an account_number of up to 18 digits. IBAN is also accepted.

{
  "country_code": "MT",
  "account_number": "9027293051",
  "branch_code": "44093"
}

Using IBAN is recommended for Maltese accounts.

Supply a 3 digit bank_code and a 13 digit account_number. Note that IBAN replaced local account details in Luxembourg in 2002.

{
  "country_code": "LU",
  "account_number": "9400644750000",
  "bank_code": "001"
}

Using IBAN is strongly recommended for Luxembourg accounts.

Supply a 3 digit bank_code (Kodikos Trapezas), an optional 5 digit branch_code (Kodikos Katastimatos), and a 7–16 digit account_number. Alternatively, you can combine both bank and branch codes into an 8 digit bank_code.

{
  "country_code": "CY",
  "account_number": "1200527600",
  "bank_code": "002",
  "branch_code": "00128"
}

IBAN is also accepted for Cypriot accounts.

Supply a 3 digit bank_code, a 5 digit branch_code, and a 16 digit account_number. IBAN is also accepted.

{
  "country_code": "GR",
  "account_number": "0000000012300695",
  "bank_code": "011",
  "branch_code": "0125"
}

Using IBAN is recommended for Greek accounts.

Supply a 4 digit bank_code, a 4 digit branch_code, and an account_number consisting of 11 digits plus 2 check digits. IBAN is also accepted.

{
  "country_code": "PT",
  "account_number": "1234567890154 50",
  "bank_code": "0002",
  "branch_code": "0123"
}

Using IBAN is recommended for Portuguese accounts.

Monaco uses the same format as France. Supply a 5 digit bank_code (Code banque), a 5 digit branch_code (Code guichet), and an account_number of up to 11 digits including 2 check digits.

{
  "country_code": "MC",
  "account_number": "0500013M026 06",
  "bank_code": "20041",
  "branch_code": "01005"
}

IBAN is also accepted for Monegasque accounts.

San Marino uses the same format as Italy. Supply a 5 digit bank_code (Codice ABI), a 5 digit branch_code (CAB), and an account_number of up to 12 digits.

{
  "country_code": "SM",
  "account_number": "123456",
  "bank_code": "05428",
  "branch_code": "11101"
}

IBAN is also accepted for San Marinese accounts.